Precision Funding GroupMortgage lending · Voorhees, NJ
+1 (605) 974-8037
We will never email you new wiring instructions. If you receive instructions to send closing funds — from anyone, even from an address that looks like ours — stop and call a number you have verified independently before sending anything.
Residential mortgage lending · South Jersey

The most expensive email
in a home purchase is
the fake one

Precision Funding Group is a mortgage lender based on Laurel Oak Road in Voorhees, serving homebuyers and homeowners across South Jersey and the Philadelphia area.

This page starts somewhere mortgage websites usually do not: with the fraud that targets the last week of a purchase. At closing, a buyer moves the largest sum of money most people ever send — and criminals know exactly when that moment comes.

The email on the right is illustrative. Every feature marked in red is a feature of real ones.

  • 1Look-alike address. One character swapped, a different ending — easy to miss on a phone screen.
  • 2Changed account. Legitimate settlement agents do not change their accounts days before closing.
  • 3Urgency and a threat. A deadline plus a consequence is designed to stop you checking.
  • 4"Email only". The one thing a fraudster cannot survive is a phone call to the real office.
Before you wire anything

Four rules that protect a down payment

Get wiring instructions in person or by verified phoneConfirm them with your settlement agent directly, early in the process — not from an email that arrives in the last week.
Call back on a number you found yourselfNever on a number in the email. Use one from your original paperwork, from the company's regulatory listing, or from an independent source.
Treat any change as a fraud until proven otherwiseNew account, new bank, "due to an audit" — every one of those is a reason to stop, not a reason to hurry.
Confirm receipt immediately after sendingPhone the recipient on the verified number and confirm the funds arrived. Hours matter if something has gone wrong.
Verify our contact details too. Mortgage companies and loan originators are listed in NMLS Consumer Access, the public licensing database. Look up Precision Funding Group there and use the contact details it shows. If they ever differ from what you see on a website, an email or a business card — including this site — trust the registry.
If you have already sent money

Act within hours, not days

Recovering misdirected funds is sometimes possible, and the odds fall quickly with time. Do not wait to be certain before acting.

The process, in order

Where the documents come, and where the risk is

Federal rules set out when you receive key disclosures. Knowing the sequence also tells you when a surprise email is most likely to arrive.

01

Application

You apply with income, asset and debt information and authorise a credit check.

Standard
02

Loan Estimate

Generally provided within three business days of a complete application. Compare it line by line against any other offers.

Your comparison document
03

Processing and underwriting

Verification of the information provided, appraisal and title work. Expect requests for documents.

Standard
04

Closing Disclosure

Generally received at least three business days before closing. Compare it with your Loan Estimate and ask about every change.

Check against the estimate
05

The final week

Funds are being arranged. This is when fake wiring emails arrive, because the fraudster knows money is about to move.

Highest risk
06

Closing

Documents are signed and funds disbursed. Read before signing, and confirm every figure matches the Closing Disclosure.

Read everything
Scroll sideways to see every stage →
What we offer

Residential mortgage lending

Purchase loans

Financing for buying a home, with the process explained at each stage and the key documents provided on the schedule federal rules require.

Refinancing

Replacing an existing mortgage where the numbers genuinely work — including honest advice when they do not.

Guidance for first-time buyers

Plain explanations of the Loan Estimate, the Closing Disclosure and what every fee on them is for.

No rates are published on this page. Rates depend on the market on the day, your credit, the property and the loan, and a headline figure is advertising rather than information. You will receive a Loan Estimate with your actual terms. All loans are subject to credit approval and underwriting.
Questions

Asked regularly

i.Will you ever send me wiring instructions by email?

No. Closing funds are handled through your settlement agent. If you ever receive wiring instructions by email that appear to come from us, do not act on them — call a verified number first.

ii.How do I know I am really dealing with you?

Look us up in NMLS Consumer Access and use the contact details it lists. Mortgage lenders and loan originators must be licensed, and the registry is the independent source of truth — more reliable than any website, including this one.

iii.What should I compare between lenders?

The Loan Estimates, side by side: the interest rate, the APR, the closing costs in section A and the total cash to close. The standard format exists so this comparison is possible.

iv.My Closing Disclosure differs from my Loan Estimate.

Some changes are permitted and some are limited. Ask your loan officer to explain each difference in writing before closing — that is what the three-day window is for.

v.Someone called offering a loan from you with a "pre-approval fee".

Do not pay. Verify any contact through NMLS Consumer Access. Advance-fee loan offers are fraud regardless of whose name they use.

Contact

Talk to us — then verify us

We would rather you check. Before sharing documents or sending any money, confirm our details through NMLS Consumer Access.

Office1200 Laurel Oak Road, Suite 102
Voorhees, NJ 08043
Telephone+1 (605) 974-8037
Emailcontact@precisionfundinggroupllc.com
Never by emailWiring instructions or changes to them